Finding the Best Mortgage Brokers in Belfast [5 Options Locals Trust!]
Buying a house is exciting, but dealing with home loans can be a massive headache. That’s exactly why you need the best mortgage brokers in Belfast to guide you through the maze of lenders and rates.
A good broker takes the stress right out of the process, saving you both time and money.
Plus, if you need help finding a property or managing an investment, you can easily connect with top real estate agents or reliable property management companies.
So, let’s dive right into the top local experts who can help you secure the keys to your dream home.
How much does hiring a mortgage broker cost in Belfast?
In Belfast, hiring a mortgage broker typically costs between £0 and £500, with many offering a free initial consultation.
| Pricing Model | Description | Example Cost |
| Fee-Free / Commission | Broker is paid by the lender; you pay no direct fee for standard cases. | £0 (Max capped charge £295) |
| Fixed Flat Fee | A single set price for managing your application from start to finish. | £250 to £500 |
| Percentage-Based Fee | A fee calculated as a small percentage of your total loan amount. | 0.3% to 1% of the loan |
1. Laura Lewis Financial
Website: https://lauralewisfinancial.com/
Address: The Kelvin, 17-25 College Square East
Contact: +44 7414 135395
Hours: Monday, Wednesday, Friday, 9:00 AM – 5:00 PM | Tuesday, Thursday, 9:00 AM – 8:00 PM
Laura Lewis Financial delivers tailored, one-to-one mortgage advice by searching a comprehensive broker panel representing the whole UK market.
With over 20 years of experience helping local home buyers, Laura handles borrowing assessments, paperwork, and application strengthening straight through to completion.
Her end-to-end service simplifies every stage of securing a home loan, while also advising on essential life and critical illness cover to protect your investment.
One of our colleagues worked with Laura last year, and he praised her hands-on guidance during a complex remortgage, noting how stress-free she made the entire process.
Keep in mind that depending on your application complexity, advisory fees can reach up to £495 upon completion.
On the bright side, she offers a free initial consultation, allowing you to review your options and get expert direction with zero upfront obligation.
Very professional, knowledgeable
I would highly recommend Laura as your mortgage broker🙏 She is very professional, knowledgeable and just a delightful person to work with 🙂 She made our first mortgage stress free and so easy to understand. Much appreciated 👍 …
romanidzeee | Google Review
Understood my aims and gave me advice
The absolute best mortgage broker I’ve ever worked with! Laura is so helpful completely understood my aims and gave me advice that I didn’t get from other brokers (including the banks mortgage brokers). She is very proactive and works quickly and efficiently which I really appreciated as I was against the clock for my Help to Buy repayment. I will only be using her services going forward!! Absolutely the best; thank you so much Laura!!
Christine Meredith | Google Review
2. An Independent Mortgage Solution Ltd
Website: https://aims-ni.co.uk/
Address: 93 Stockmans Lane
Contact: 02890288585
Hours: Monday-Wednesday, 9:30 AM – 8:30 PM | Thursday, 9:30 AM – 6:00 PM | Friday, 9:30 AM – 4:30 PM
Borrowers with complicated financial backgrounds will find a great ally in An Independent Mortgage Solution Ltd (AIMS-NI).
For starters, they specialise in complex cases like adverse credit, helping people who might struggle to get approved elsewhere. You get complete end-to-end support starting with a free initial chat.
The team has also been operating since 2003, bringing over two decades of local industry knowledge to the table. With this, they also give you access to over 100 lenders and thousands of deals.
They even offer personalised in-home appointments across Northern Ireland. This means you can easily get expert advice right from your living room sofa.
However, keep in mind that specialist applications naturally take a bit longer to process.
Still, their targeted expertise is a huge help for non-standard buyers.
Made the entire mortgage process very straightforward
We had an excellent experience with AIMS Ltd, particularly with our mortgage broker Aaron. From the initial consultation, Aaron provided invaluable advice and remained consistently available whenever we needed guidance. His down-to-earth approach and extensive knowledge made the entire mortgage process very straightforward.
We’ll definitely be using Aims NI and Aaron’s services again for any future mortgage needs.
Stuart Kennedy | Google Review
Remained consistently available whenever I needed guidance
I had an excellent experience with AIMS Ltd, particularly with our mortgage broker Aaron Strain. Aaron is a champion in what he do very professional From the consultation, Aaron provided me with advice and remained consistently available whenever I needed guidance.
I will definitely be using Aims NI and Aaron’s services again for future mortgage needs.
odette chigui | Google Review
Website: https://navigatemortgages.co.uk/
Address: Studio 3, Strand Studios, 150 Holywood Road
Contact: 02890 769 769
Hours: Monday-Friday, 8:00 AM – 8:00 PM
Getting a loan can feel lonely, but Navigate Mortgages Ltd changes that by giving you a dedicated support team. Here, you get one broker and four client managers who offer tailored advice and constant updates.
They use a very flexible, technology-driven process to speed things up. Most meetings happen on Zoom, so you rarely need to leave your house to get things done.
We also spoke to a client of theirs recently who said the frequent WhatsApp updates kept their anxiety totally in check.
The cherry on top is that they work completely independently for you, rather than pushing a specific bank’s agenda. They even offer a complimentary Will service if you arrange a mortgage with them.
The downside is you typically pay a £395 fee once your application is submitted.
But their award-winning support makes the cost feel completely justified.
Promptly secured me another mortgage on a new property
I used navigate as my broker when buying my first home. They were super helpful and friendly throughout the entire process.
After my first purchase fell through following a survey which highlighted some issues, they promptly secured me another mortgage on a new property. The helpful advice, friendly nature and quick responses from the entire team was fantastic. Special kudos to Paul, Parul and Rachael Cannot recommend them enough!
Andrew Burke | Google Review
Very seamless approach
Lewis and Mags at Navigate were phenomenal in their approach to me buying a house. They explained everything to me along the way and did so much leg work behind the scenes to make it easy for me. They have a very seamless apporach and couldnt reccommend them enough. If you’re looking for a mortgage broker, definitely go with them!
Hammy Obikoya | Google Review
4. Mortgage Advice Shop – Mortgage Advice Belfast
Website: https://mortgageadviceshop.com/
Address: Office 38 Imperial Buildings, 72 High Street
Contact: 028 9023 9699 / 07484162501
Hours: Monday-Friday, 9:00 AM – 5:00 PM
If you value a deeply rooted local presence, Mortgage Advice Shop is a fantastic option.
They’ve been arranging home loans in Northern Ireland since 1991. They compare deals from over 60 lenders, helping you pinpoint the best rates available.
Moreover, all their advisers hold top industry qualifications and use modern software to speed up your application. They’re also known to provide helpful, end-to-end guidance from your initial affordability check to the final approval.
We also love that they offer a completely free chat for first-time buyers wanting to explore their options.
A plus for convenience is that they have multiple branches across the region as well, which is great if you prefer face-to-face meetings.
One minor drawback is that their broker fees are not clearly listed on their website. You basically have to call them up to get a solid price estimate.
Will definitely be back for my mortgage renewal!
Gillian provided all the support I needed to buy my dream house. Would highly recommend her as a mortgage broker, and she was also fantastic for me as a first time buyer in making sure I knew what various insurance i needed and finding the best providers. Will definitely be back for my mortgage renewal!
G Loughrey | Google Review
Helped us to secure the best possible mortgage
Gillian was the best! She gave us all the guidance we needed and any time we had a question we could just pick up the phone or send her an email and she was always so responsive. Gillian helped us to secure the best possible mortgage, sorted all our insurances for us, and recommended a great solicitor that was cheaper than any other we had been quoted. We really appreciate all her help and couldn’t recommend her enough!
Nicola Bassett | Google Review
5. Mint Mortgages & Protection Limited
Website: https://mintmp.co.uk/
Address: 121 Ormeau Road
Contact: 02890 994238
Hours: Monday-Friday, 9:00 AM – 5:00 PM
Mint Mortgages & Protection Limited boasts a combined 60 years of financial services experience, excelling at securing exclusive rates you cannot get directly on the high street.
Their team grants clients access to thousands of mortgage deals via daily-updated sourcing systems while maintaining strong working relationships with local estate agents and solicitors to keep transactions moving smoothly.
They also offer a complete mortgage and protection package, making it easy to arrange essential life insurance or income protection alongside your home loan.
We also appreciate that they manage all complex communications with your lender on your behalf to keep the process hassle-free.
While a standard broker fee of £395 applies if you proceed with an application, many Belfast buyers find the cost well worth it given their speed, market access, and deep local network.
Excellent help in getting my mortgage approved quickly!
Conor at Mint Mortgages was an excellent help in getting my mortgage approved quickly! Everyone on the team is very helpful and quick to respond to queries, they kept me up to date at every step of journey! Highly recommend!
Erin Crosbie | Google Review
Has been there at every stage guiding us
We are first time buyers and Conor came highly recommended to us. We were unfamiliar with the mortgage process and Conor has been there at every stage guiding us. He is incredibly friendly and helpful, providing us with the best options and simplifying the process! Our experience with Conor and the wider team has been nothing but great, and we couldn’t have done it without him. Thank you!!
Jodie | Google Review